Waters & Associates

Business Valuation & Consulting

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Bankability Boot Camp
Improve your business' ability to get bank financing with attractive terms
 
The first stage of Bankability Boot Camp involves simple paperwork - gather together your business tax returns, business financial statements, personal tax returns, credit reports, and complete a personal financial statement - and a 90-minute interview with us.
 
Then, we slice and dice this information to create a comprehensive written report, specific to your business and personal situations, that includes a(n):
  • Comparison of your business' financial performance against that of your peer group
  • Explanation of your business' strengths and weaknesses from the standpoint of creditworthiness
  • Action plan for correcting your business' weaknesses and enhancing its strengths, from a short-, medium-, and long-term approach
  • Narrative describing the relationship between your business' creditworthiness and your personal income, assets, and liabilities
  • Analysis of the characteristics of your credit reports, with an action plan for improving your credit profile and score
 
Finally, we schedule a series of follow-up appointments to ensure that you understand the financial fundamentals that drive the recommended action plans, and are executing the plan.  Two 90-minute follow-up meetings are included with the package - one to deliver and explain the report, and another after the completion of the short-term action plan.  If your company has an immediate credit need, we can discuss what types of lenders are likely to lend to you, and at which stages of the action plan.